“Over-speeding”, “drunk-driving”…are you familiar with these terms? If you are in the habit of over-speeding or driving when drunk you will pay a lot more for your car insurance premium. You might want to reconsider not driving next time when you are drunk.
You will do well to enroll for a defensive driving class. This protects your life (in that you are less likely to have an accident), car and as well lowers your auto insurance rates.
If you have more than one car, it makes a lot of sense to insure them under one insurance company. Insurance companies generally give what is called a “multi-vehicle discount” to those who insure more than one car with them.
However, if insuring your cars with different insurance companies will make you pay less (you will only know if you compare quotes around), then you should take that option. But assuredly, you’ll still make savings from a multi-vehicle discount.
Having protective devices like car car alarms, automatic gas cut-off and so on in your car also help lower your car insurance rates.
You may also want to have a review of that car insurance policy for the following reasons:
-There may be coverage types you no longer need;
-Changes in you personal data could have earned you a discount.
Doing this say twice yearly will help cut down costs on auto insurance.
You should get and compare quotes from a number of insurance quote sites as all insurance companies do not offer the same plan.
But remember that the cheapest quote amy not necessarily give the best price to value ratio.
You should visit these sites for auto insurance quotes.