Seven Budgeting Tips For The Savvy Shopper

Do you feel your grocery budget is getting out of control? With the rising cost of food and gas, you may have a moment of panic when you think about buying your family’s needed items. Try to relax, take a deep breath and take action with a plan that works for you. Below are some helpful ideas to remember when you are budgeting to shop for your family.

Plan ahead. Make a list of the items you need when shopping, and stick to it. I usually list items by food group, or area of grocery store. For instance, I will have a column for meats, another for dairy products, as milk and cheese, sour cream and yogurt etc. which are usually found in the same area of the store.

Clip coupons. This is very helpful if you buy name brands. The Sunday newspaper is usually chock full of great coupons. Organize your coupons in accordance with your shopping list. Many times grocery stores will also have VIP clubs where you can get a discount on certain items. Sometimes I will shop as many of those items as I can on any given shopping day. I have saved a lot of money that way, over the weeks and months.

Buy generic brands for food as well as for medications. They are usually much less expensive, and the quality of food (and the generic medications) are the much the same if not even better than their brand name couterparts.

Shop at the grocery store that gives you the greatest overall value. It has been proven that some stores are actually considerably more expensive than others. Compare the prices at several different grocery stores before you decide which store to shop at, and then shop at the store where the items cost less. I have found this to be true in my own experience; there can sometimes be as much as a 10% or greater difference on the same items found at two different stores in the same area of town. Incredible!

Look into buying some of your needed or wish list items online. Amazon is a great example of a company which sells just about everything and sometimes you can save a great deal of money. There are many other online shops that are offer great items at reduced prices, and you don’t even need to step out of your house! This saves on gas money, as well.

Cook at home. In this day and age, there are many delicious recipes which are easy to follow and contain economical ingredients which are healthy for you. Eating out is expensive. New recipes are fun to try. There are many informative websites and cookbooks out there with lots of fun recipes for busy families.

Budget your money and cut out useless spending. Spend quality time with your family, continue being productive and think positive and uplifting thoughts. Above all, keep your feet on the ground, use common sense, and save your money!

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